Commercial Real Estate Loans — $500K to $50M+ Financing
Access competitive commercial real estate financing through our network of 7,000+ lending partners. From acquisition and refinancing to construction and bridge loans, we match your CRE project with the ideal lender.
Why Choose MidLine Capital for Commercial Real Estate Financing?
Commercial real estate financing is one of the largest financial decisions a business or investor can make. Whether you are acquiring your first investment property, refinancing an existing portfolio, or developing a ground-up project, having the right lending partner makes all the difference. MidLine Capital connects borrowers with the most competitive commercial mortgage rates and terms available through our nationwide network of banks, credit unions, life insurance companies, CMBS lenders, debt funds, and government-backed programs.
Our experienced advisors understand the complexities of CRE lending — from debt service coverage ratios and loan-to-value requirements to environmental due diligence and property appraisals. We handle the heavy lifting so you can focus on your investment strategy. With $5B+ funded annually and a 24-hour initial response guarantee, MidLine Capital is built to move at the speed of your opportunities.
Commercial Real Estate Loan Types
Acquisition Financing
Purchase financing for commercial properties including office, retail, industrial, multifamily, and hospitality. We offer loan-to-value ratios up to 80% with competitive fixed and adjustable rates through our extensive lender network.
Cash-Out Refinance
Unlock equity in your commercial property to fund renovations, acquire additional properties, or reinvest in your business. Refinance options include lower rate programs, extended terms, and cash-out up to 75% of appraised value.
Construction Loans
Ground-up construction and major renovation financing for commercial projects. Construction loan terms typically range from 12-24 months with competitive interest-only payments during the build phase and conversion to permanent financing upon project completion.
Bridge Loans
Short-term financing solutions to bridge the gap between acquisition and permanent financing. Bridge loans close quickly (as little as 2-3 weeks) and are ideal for value-add opportunities, lease-up properties, and time-sensitive transactions.
Property Types We Finance
Office Buildings
Retail Centers
Industrial / Warehouse
Multifamily (5+ Units)
Hospitality / Hotels
Medical Office
Frequently Asked Questions
What types of commercial properties do you finance?
We finance a wide range of commercial properties including office buildings, retail centers, industrial warehouses, multifamily apartment complexes (5+ units), mixed-use properties, hospitality (hotels and motels), self-storage facilities, medical offices, and special-purpose properties. Our network of 7,000+ lending partners allows us to find the right financing solution for virtually any commercial property type.
What are typical commercial real estate loan terms?
Commercial real estate loan terms typically range from 5 to 30 years depending on the loan type and property. Permanent financing usually offers 10-30 year terms with fixed or adjustable rates. Bridge loans are shorter-term at 6-36 months. Construction loans typically run 12-24 months. Interest rates vary based on the loan type, property, borrower qualifications, and market conditions.
What is the minimum loan amount for commercial real estate?
Our minimum commercial real estate loan amount starts at $500,000, with financing available up to $50 million and above for larger transactions. The exact minimum may vary depending on the loan program and lender, but our extensive network allows us to accommodate a wide range of deal sizes.
How long does commercial loan approval take?
We provide an initial response within 24 hours and typically deliver term sheets within 3-5 business days. Bridge loans can close in as little as 2-3 weeks, conventional commercial mortgages typically take 30-60 days, and SBA-backed CRE loans may take 45-90 days. We work to expedite every transaction.
What documents do I need for a commercial real estate loan?
Common documents include: property financial statements (rent rolls, operating statements), personal and business tax returns (2-3 years), personal financial statement, business financial statements, property appraisal, environmental reports, purchase agreement (for acquisitions), and a business plan or executive summary. Our team guides you through the entire documentation process.
CRE Loan Highlights
- Loan amounts: $500K - $50M+
- LTV up to 80%
- Terms: 5 - 30 years
- Fixed & adjustable rates
- 24-hour initial response
- 7,000+ lending partners
Related Services
-
SBA Lending Programs
Government-backed financing with favorable terms
-
Business Term Loans
Fixed-rate financing for business growth
-
Corporate Bond Financing
Large-scale capital through debt securities
Ready to Finance Your Commercial Property?
Get matched with the right lender for your CRE project. Initial response within 24 hours.